Everywhere in the advertisement can be read by credits, which are offered Credit Bureau from abroad. At first glance, this non- loan credit from abroad always sounds very good at first glance. Above all, they encourage those who, due to their negative reputation, do not get credit in Germany, but urgently need it. Many consumers forget the look in the fine print for their enjoyment of these great offers.
Because there they would read that a schafafreier credit from abroad can not be taken just like that. In addition, some providers even offer a credit-based interest rate.
So in the end, will you look at the Credit Bureau?
The thing with the interest
A debt-free loan from abroad can, but need not, be accompanied by interest-based interest. Even if the Credit Bureau can not be officially interrogated from abroad, there is still the public debtor directory.
This can also be accessed from abroad. Banks use this method to check who they are dealing with.
They do not want to frivolously approve a non-scholarly loan from abroad and then end up sitting on the money. Therefore, there are some providers abroad that offer a non-scheme foreign loan with a variable interest rate.
Who awards a Credit Bureau-free loan from abroad?
There are several contact points for such a loan. Gladly spoken in this context by the “Swiss Credit”. The Confederates probably provide the least amount of credit. The fact is that everyone can take out a loan abroad. The conditions are sometimes a little difficult. For example, companies abroad get loans if they want to invest there.
And even as a private person, a loan can be called abroad. Namely, if the money is also to be invested in the respective country.
The Lite Lender as the best point of contact
However, if you need the money here in Germany, you must approach the search for a non-Credit Bureau credit from abroad in a completely different way. Because then a financier is needed, which transfers the money abroad.
Lite Lender AG would be such a financier. It acts from Liechtenstein and advertises openly with a Credit Bureau-free loan from abroad. On the website of the bank, all the facts about such a loan can be viewed. The loan includes small loan amounts up to a maximum of 7500 USD. The bank wants to ensure that the money can also be repaid. In addition, fixed terms associated with the recording.
In addition, the borrower has to meet some requirements.
The requirements for a Credit Bureau-free loan from abroad from Liechtenstein
As a borrower you must be able to demonstrate a fixed income. Without this, there will be no money in Liechtenstein. If you are a customer at the bank for the first time, then the permanent employment relationship must last for at least one year. The income must be well above the attachment exemption amount. With a 5000 USD credit, for example, single people must have a minimum income of 1600 USD. The minimum age for borrowing is 18 years.
The maximum age 61 years. The money from the loan is transferred exclusively to the current account, which is also used for the receipt of the salary. The loan offer is exclusively for German citizens with a permanent residence within Germany. The loan is not linked to any fixed use.
However, he may not be admitted to another person.